PRE ARRANGEMENTS

Pre-arranging one’s funeral is becoming more popular every year. Families have seen the benefits of having their loved one’s funeral selected and paid for before their time of death. This burden has been taken off the shoulders of the survivors of the deceased. By choosing what type of funeral service you want as well as casket and outer container options, the family never has to ask the question, "What would they have wanted?". Also by having the funeral prepaid, the family can use what finances they receive from insurance and other benefits for aftercare needs such as hospital bills, a child’s college education, or any other needs the family may have.

We offer a variety of preneed payment options that will fit your budget as well as securing tomorrow’s funeral at today’s prices.

Investor's Heritage Life Insurance

Investor's Heritage Life Insurance Company offers a range of policies and annuities to accommodate an individual's needs. Whether you wish to only cover the cost of your funeral expenses or a whole life policies to cover other final expenses. These policies come in wide range of options to fit one's personal and financial needs.

Funeral Funding Trust of Kentucky

The Funeral Funding Trust of Kentucky is a trust fund set up by the Funeral Directors Association of Kentucky that allows individuals to set aside funds, whether it's all at once or a little at a time, to help pay for their funeral expenses. This trust works much like that of your local bank, but is made exclusively for the funeral industry. This method does not guarantee the cost of the funeral price against inflation.

For more information visit their website at www.fdaofky.com/trust_benefits.html

Bank Trusts

You can set up a trust through your local bank just like any regular trust. You can make these trusts irrevocable to protect your funeral funds from being withdrawn by government agencies such as Medicare. Over time this will gain interest to offset inflation costs at the time of death. This method does not guarantee the cost of the funeral price against inflation.

Insurance Policies

If you already have insurance policies you can assign the benefit to the funeral home to assist in the cost of the funeral arrangements when making a preneed. This method does not guarantee the cost of the funeral price against inflation.